In my last blog, I said I’d tell you what we’d stocked up on and how and how it had made the last few months somewhat easier to live through. If you haven’t read it follow this link: A Time to Celebrate!
Backstory- my husband, Bear, is a CPA with a dual Master’s in Business Administration majoring in Finance and International Finance. His ex-wife was a spendthrift who’d put them thousands of dollars in debt at a time when they couldn’t afford it, as a result having a balance on any credit card gives him a major rash. He also hoarded cash while we had the income before I lost my job almost 8 years ago. We had a membership to Sam’s Club and had stocked up on the canned vegetables we use and hygiene items, like shaving cream and razors. I also spent so much at Dollar Tree that Bear banned me from going for a while! A lot of the hygiene items have gone out to our Bug Out Location, because even though the World may be coming down around our ears, Bear thinks I should still have nicely shaved legs 😲.
Six months ago, I discovered coupons.com and have been picking more hygiene items for example, I now have a plastic grocery bag overflowing with disposable razors!
The last few months has been just making sure the canned goods that will expire soonest get used first and those I will replace next trip to the grocery store. The hygiene items I only replace if I use the last one and only if I’ve found a good coupon for it.
We have had to use the credit cards and carry a balance on one, the largest purchase was a ¼ side of beef we’d bought before Bear lost his job. He told me the other day that he’s been making slightly over the minimum required payment every month on that bill. In a depressing side note, we just paid that off and the meat is almost gone. That really sucks!! We have a monthly subscription that shows up on one, but that gets paid right away.
I know to many of you what you’ve just read sounds pretty disappointing, you were probably expecting some great and wonderful information. Well, the truth is that we’ve lived within our means since we met in Feb 2000. At first, we couldn’t afford not to, we lived in a crappy mobile home we’d paid $2,000 cash for. Bear used a tax return he’d just gotten. We were both starting over after bad marriages had ended. We started Prepping, like a lot of people did, after 9/11. Bear was actually into it a little due to the whole Y2K thing that was the current panic being pushed by the mainstream media.
So, to summarize: build a back stock of things you use up regularly, use coupons for what you can and don’t forget the dollar store; buy what you can in bulk; live within your means ALL the time; learn the difference between what you Want and what you really Need, you only Need a new TV if your current one breaks, you don’t Need that monster 4K Ultra HD TV, you Want it; save every stinking damned penny you can while you can and; have as much of your prescription medications on hand that you can and use your state’s resources to help you, I was ashamed to be on Medicaid most of my family doesn’t know, but it filled in that gap.
So, that’s pretty much it! Prepping isn’t just about being prepared for a meteor wiping out half the country or an economic collapse, it’s also being ready to deal with the loss of income or other smaller crisis. Our planning and sacrifices in the past made what could have been devastating, into just a huge hassle. These months took an emotional toll, but we were never in danger of losing our home.